Although Scotty Hendricks Jr. is far from approaching his own retirement years, he makes a living helping others prepare others for theirs.
The Sandy Springs-based financial whiz has made a career out of playing to his strengths — communication, foresight and a head for numbers. That narrative, which spans 15 years, entails sales and marketing experience, forging working relationships with Fortune 500 companies and shaping his own entrepreneurial ambitions.
Hendricks recently sat down with the Neighbor Newspapers to discuss his line of work and the big picture in regards to retirement.
Q: How would you break down your current job description?
A: I am a licensed financial professional who focuses on design, review and implantation of retirement plans that employers sponsor and provide for their employees. 401k and 403(b) plans are an example of what I assist my clients with.
Q: Who are your clientele?
A: My clients are employers who sponsor retirement plans that have between $2 million and $10 million in assets and anywhere from 10 to 400 employees.
Q: What is a question that you get asked often, relevant to your job?
A: The question I get asked most often when I tell people what I do is, ‘What can I do to prepare myself for retirement?’
Q: In your opinion, how ready, generally, are most people for retirement?
A: In my opinion I don’t think the average person is ready for retirement.
Q: Why do you think that is?
A: I think this is the case because most people don’t realize how much money they will need to live the lifestyle they want to live during retirement — especially since people are living longer and longer now.
Q: What are your keys to success?
A: I believe in connecting with people that are smarter than me. This way, I am constantly challenging myself to learn more and find ways to do business more efficiently and effectively.
Q: What advice would you give to someone who’s considering entering your profession?
A: I would tell them that they have to be comfortable asking questions and not [be] afraid of the word ‘no.’ I get told ‘no’ more times a day then I can count, but if I never asked the question, then I never would have the opportunity to hear the word ‘yes.’